Account Origination

Innovative account-origination software - Gold Deposits™ makes setting up of any new account a snap. This innovative account origination software module ensures accuracy, speed, efficiency, and regulatory compliance. It guides your staff through a comprehensive interview process with your customers, guaranteeing that all required customer information is captured, quickly and accurately. Best of all, it interfaces directly with your host core software to seamlessly add new accounts for new and existing customers. No more duplication of effort or customer listings.

Time Savers - At the beginning of the interview process, Gold Deposits searches your host for existing accounts for this customer, avoiding re-entry and duplication of customer data, saving work and preventing errors.

By allowing you to define the data fields, Gold Deposits guarantees support of your host deposit database requirements.

It provides product summaries for cross selling opportunities with the touch of a key and instantly and effortlessly displays information about all your institution's deposit products.

Online check ordering and viewing saves time and labor---no more searching for sample checks and order forms.

You can print starter checks and deposit slips to your MICR printer when opening the new account.

Features and Benefits

• Customized screens to meet your institution's needs and host requirements.

• Gold Deposits supports all deposit products---checking, savings, CDs, IRAs. You customize it to support your products and fluctuating rates.

• User-defined questionnaires and easily accessible product summaries ensure that customers get the products that are most suitable for them and presents bank staff with numerous opportunities to cross sell products.

• "What if" scenarios allow customers to view side-by-side product comparisons with interest growth calculated and graphed---allowing them to feel more secure about their choice of accounts.

• Compliance is guaranteed for every state through integration with Bankers Systems electronic forms library. Storing the forms electronically and printing them only on request, cuts down on storage space and errors.

• TIN certification through ChexSystems and OFAC identifies high risk customers.

• Enables setup of tolerance levels for variations of interest rates, allowing your branch staff to give extra basis points only up to your defined limit.

• Generates detailed reports on new business by product, by branch, or by employee, and tracks sessions that did not result in new accounts.

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